Not a lender. We don't make credit decisions or guarantee approval. Advertiser disclosure

Advertiser disclosure

We are not a lender, and we don't make credit decisions. Express Approvals is an independent comparison and education site. Approval, rates and terms are set solely by each lender or card issuer, based on your application.

Express Approvals is free to use. We plan to earn money through affiliate and advertising relationships with lenders, lending marketplaces and card issuers. We may be paid when you click a partner link, prequalify, or are approved for a product.

How compensation affects what you see

  • Compensation may affect which products are featured and the order in which they appear on comparison pages.
  • It does not affect our educational articles, and it never changes the facts we present about how credit works.
  • We don't review or include every company or offer in the market.

Our standards

  • No "guaranteed approval" claims. No legitimate lender can guarantee approval before reviewing your application.
  • We show rates, APRs and fees only from a provider's current published disclosure, with a date. Where we don't have it, we say so.
  • Every offer card links to the provider's own terms.

This disclosure is provided in line with the U.S. Federal Trade Commission's guidance on endorsements and advertising.

Questions

Email ej_grenier@hotmail.com if anything here is unclear.